Payments that move
with trust
Trust infrastructure for digital commerce. SafePay holds the money until the buyer confirms delivery, and neither side can touch it in between. Sending, airtime and bills come with it.
Protected deal
Instagram order
How a deal is kept honest
Secure the deal in seconds, deliver with proof, release on confirmation. One protected workflow.
Protection when a deal needs it, and everything else you do with money alongside it.
Protected payments, transfers and bills in one account, so a deal that matters does not have to happen somewhere else.
Two ways to move money
Choose the flow that fits the payment.
Use SafliPay like a familiar money app. When a purchase or service needs clearer terms, switch to SafePay protection inside the same account.
The things you already do with money, kept close and clear.
A separate flow for deals where delivery should come before release.
Built for modern
commerce.
SafliPay holds the deal with encrypted, audited records until both sides confirm it is done, and neither party can move the money before then.
Biometric approval, a PIN on every payment, and a timestamped trail of who did what.
Identity verified against NIBSS records, with limits that rise as you add your BVN and a government ID.
04
Opening a protected deal is quick and easy. Everything happens directly from your phone.
Transfers move instantly. Trust doesn't.
Screenshots aren't proof. DMs aren't contracts. Pay on delivery just shifts the same risk to the other side of the table.
You pay first, and the seller disappears.
Direct transfers are instant and irreversible. Once the money lands, you're hoping, not protected.
You deliver first, and the buyer goes quiet.
Pay-on-delivery shifts all the risk onto whoever ships, hands over, or starts the work first.
Middlemen are never truly neutral.
Cousins, group admins, and informal middlemen take sides. You need a system, not a favour.
One account. Every way money moves.
Use SafliPay for everyday money, then turn to SafePay when a purchase or service needs agreement, confirmation, and evidence.
SafePay protection
Pay for a purchase without going first. The money is held where neither side can touch it, and it only reaches the seller when the buyer confirms the order arrived.
Someone to decide when it goes wrong
If delivery is disputed, both sides submit evidence and SafliPay settles it: refund, release, or a split. Not a chat group and a screenshot.
A link for people not on SafliPay
Send a protected payment request to anyone. They open it, see exactly what the deal is before signing up for anything, and join to pay or get paid.
Free SafliPay transfers
Sending to another SafliPay account is instant and completely free, however often you do it. Paying a bank account costs a flat ₦50.
Your SafliPay account number
Share it to receive money from any Nigerian bank, or add money from your own account whenever you need to. Yours to use every day.
Bill payments
Buy airtime and data, and pay electricity and television bills, all from your SafliPay account, without moving money out first.
Receipts and activity
Transfers, bills, and protected deals stay together with clear references and downloadable records.
A clear way forward when a protected deal does not go to plan.
SafePay keeps the payment in place while both sides submit evidence and a neutral review reaches an outcome based on what was agreed.
We're on the side of the agreement and the evidence.
Not the buyer. Not the seller. The same standard, every case.
Open a case
Either side flags the deal. Funds stay frozen. Nobody loses access.
Submit evidence
Chats, receipts, delivery photos, tracking. Both parties upload within 24 hours.
Neutral review
Our review team weighs the agreement against the evidence, not the loudest voice.
Binding outcome
Release, refund, or split. Issued within 48 hours of full evidence.
Honest pricing, always capped.
Whoever you send to receives exactly what you sent. Fees are added on top and shown in full before you approve, never taken out of the money in flight. Whatever the deal size, you'll never pay more than ₦1,000 in platform fees.
Add money
Funding your account from any Nigerian bank.
SafliPay to SafliPay
Paying another SafliPay account, any amount, any time.
Protected deals
RecommendedSafePay holds the money until delivery is confirmed.
Send to a bank
Moving money out to any Nigerian bank account.
Safety isn't a feature. It's the product.
Mobile-first security, money neither side can move while a deal is open, and a paper trail strong enough to settle a dispute. Built in from the first tap.
Questions, answered.
Still curious? Reach out. Our team replies in plain language, not legalese.